Compare Merchant Cash Advances To Help Your Business Grow Purchase Stock Employ Staff Expand Pay Suppliers
- Check your businesses eligibility in seconds.
- Submitting an application will not affect your credit score.
- Can obtain decisions in as quick as 24 hours.
Stephen 
verified customer
How much do
you want to borrow?
Choose the amount you want to borrow
- Check your businesses eligibility in seconds.
- Submitting an application will not affect your credit score.
- Can obtain decisions in as quick as 24 hours.
“Aurora makes it very simple and easy to get funding for my business. Their team is proactive, moves with great speed, and is highly professional.”
verified customer The data you are about to submit may be used in the course of us providing our services to you. By submitting this Form, you consent to appoint us, Timali Limited, the Broker, on the terms set out in our Terms & Conditions and Privacy Policy. We will liaise with lenders who may agree to provide a finance facility for your business, facilitate the exchange of information and data between you and such lenders and to provide general advice and reasonable assistance with completing an application that may be required to apply for, process and receive a finance facility referred to herein.
No APR
Interest rates per annum
£5,000 +
Monthly card turnover
Only repay as you earn
Loan term
£5k - £500k
Funding requirement
Our lending partners
About Merchant Cash Advance
Am I eligible to apply?
Businesses have to meet certain criteria in order to apply for a Merchant Cash Advance. Specifically, a business must:
- Must be taking card payments for 4 months
- Trading for longer than 4 months
- Be a UK Ltd company
- Pass minimum credit checks
How much can I borrow?
The maximum you can borrow is up to £2m and this will be based on your monthly card takings, general rule of thumb is you can borrow up to 2x your monthly average. The minimum you can borrow is £5k.
Seeing as the facility is directly linked to your future card sales, this is a variable product that has no fixed duration, however most facilities are paid back within 12 months.
Businesses which successfully apply for a Merchant Cash Advance can do so for any legitimate business purpose, for example:
- managing cash flow
- buying equipment
- meeting a one-off cost
- helping with payroll
- investing in, for example, marketing
- growing the business.
- Purchase stock
Get your free, no
obligation quote Today!
- Apply in minutes
- FREE, no obligation, personalised quote
- FCA regulated
How much do you want to borrow?
Securing business funding:
How it works
We understand that timing is key when you’re looking to find funding options for your business,so our process is as quick and as streamlined as possible.
1
Apply Online in minutes
We cater to any sized business, so to apply for business funding, we only need you to share basic information about your company. Your application will take a few minutes, and our experts are always happy to assist with any questions you have about specific loan types or alternative finance options.
2
Get Matched in hours
Our LendTech technology will compare our trusted panel of lenders and match you with your most suitable finance option. Each business funding option is different, and we’ll help to make sure you’re fully clued up on the terms and conditions as well as indicative repayment details.
3
Get Funded in days
One of our funding specialists will discuss the available options with you and guide you through the process from application to approval. Once approved, the funds can be deposited in a matter of hours.
Prefer to talk? Call us on 020 3355 7462
4.9/5 based on 100+ by happy customers
Aurora Capital
is here to help you
Navigate our range of business funding options to find out more
Navigate our range of business
funding options to find out more
We understand that timing is key when you’re looking to find funding options for your business, so our process is as quick and as streamlined as possible.
Apply for a recovery loan to help your business employ staff
A government backed loan to support businesses affected by the pandemic.
Looking to obtain an unsecured loan for your business?
Business loans up to £500k, without the need to secure on property or assets.
Apply for a secured business loan today and get matched with a lender…
Business loans up to £2M, secured against a UK property by way of 1st or 2nd charge.
It takes minutes to apply, there’s no effect on your credit score.
Acquire new or used equipment, machinery or vehicles and spread the repayments over 1-6 years.
Compare merchant cash advances to help your business purchase stock.
Borrow up to 2x your monthly card sales and repay through a small % of your future takings.
Compare revolving credit facilities to help your business grow.
A pre agreed credit facility, allowing you to dip in and out for future funding requirements.
Prefer to talk? Call us on 020 3355 7462
4.9/5 based on 100+ by happy customers
100+ Happy Customers & Counting
100+ Happy Customers & Counting
Frequently asked questions
Comparing all of these options from this many lenders, while weighing up the pros and cons of each, could take you days or even weeks. We take the time, hassle, and risk out of sourcing funding from lenders, so you can get on with running your business.
This depends on a few things, including how long you have been trading for, the affordability of the loan and credit status of both your business and the shareholders. Either make an application online to check your eligibility or speak to one of our team to discuss this further.
This will all depend on what lender and what product you decide to apply for. We have access to over 50 lenders with 8 different financial solutions between them all. Either make an application online to check your eligibility or speak to one of our team to discuss this further.
Once we receive all the required information, we aim to come back to you within 24 hours. However, all lenders have slightly different time frames, so please speak to your account manager to discuss this further.
To submit an application all that we will require are some basic details about the business and its owners, which can be supplied through our easy-to-use online form. In addition to this, we will require the latest set of company accounts and bank statements to assess affordability.
One of our account managers will guide you through the whole process and manage your application from start to finish. If you are unsure of anything, please drop us a call.
When you apply for finance through Aurora Capital, we will run a soft credit check to run the initial eligibility. If we submit your application to one of our lenders, they are obliged to run a hard credit check that could have an effect on your credit score.
A soft credit check is a way for lenders and brokers to check your credit history, without leaving a record on your file. When companies run a soft credit check on you, no-one else can see this record.
A hard credit check, also known as a full credit check, is used by lenders to see detailed information on your credit file before deciding whether to lend to you. Lenders are obliged to run a hard credit check in accordance with the FCA. This type of credit check is recorded on your credit file and can be seen by others.
Prefer to talk? Call us on 020 3355 7462
4.9/5 based on 100+ by happy customers
