Property Development Finance

Providing investors with the means to complete projects without financial concerns

Borrow between £25,000 and £10 million towards renovations and refurbishments.

Rates from 0.6% and decisions in a matter of days.


Decision within a matter of days

Application form

Quick and easy application form 


Use for residential or commercial development

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Flexible underwriting process

How to fund property development

Setting up a new business or renovating a house can be an exciting new venture but finding the funds for such a project can be daunting. This is where development finance comes in, with many different finance options to prepare you for the task ahead, ensuring you can complete your development without any financial concerns. This solution is very popular with property developers and investors; having immediate finance in place means that you can devote all your energy to the smooth running of your project.

What is Development Finance?

Development finance allows you to borrow between £25,000 and £10 million towards the renovations and refurbishments of a property of your choice. With interest rates starting at just 0.75%, taking out property development loans is more attainable than ever. Once you have submitted a funding application to Aurora Capital, your decision will be returned within a few days. You can also receive an offer in principle, giving you an estimated amount to decide on your final planning.

  • Borrow from £25,000- £10,000,000
  • No bulky business plans required
  • Available for non-experienced developers
  • Rates from 0.6%
  • Funds available within 5 days of offer
  • Cover 100% of build costs

How to Apply

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Fill in the above form or contact us

Tell us how much you’re looking for and you intentions with the funds. No bulky business plans or documents are required.

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We find an offer

We search the market for the most competitive offers. A dedicated account manager will then provide support thoughout.

Form approval


You’ll receive a personalised quote within just 24 hours. We currently have an 85% acceptance rate.



The money can be in your account within a matter of days.

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Not sure what type of finance is right for you?

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Call us today for some advice.

Development Finance FAQs

This is one area you won’t want to jump straight into the deep end. We’ve compiled some of our most frequently asked questions to put you in the best position when considering whether UK property finance from Aurora Capital is right for you.

Are non-experienced developers considered for development loans?

We have access to a number of development finance lenders that cater for inexperienced developers. It is also dependent on the size and type of the project that you are undertaking. Lenders will assess this during your application process to decide whether your project is likely to succeed based on the proposed plans.

Is planning permission essential for property development finance?

Planning permission is key in order for any lenders to be able to quote on the project at hand. Without the relevant planning permission, it would be irresponsible for lenders to permit funding, as you would not be able to start the project until this is gained.

How long does it take to get some indicative offers?

Providing you have the correct planning permission, once an application has been received, we can typically have an offer in principle in a matter of days. This will give you a ballpark figure on which to base your final plans, timescales and labour costs.

What property development loan amounts are considered?

We can look at applications from £25,000 to £10m.

What is the lending criteria in regards to build costs and GDV?

We have access to a panel of lenders who differ per application. However, you can expect funding of up to 75% of Gross Development Value (GDV) and 100% build costs. This should give you peace of mind when the time comes to begin the project.

How quickly can the development funding be arranged?

Once the application has been accepted, the whole process can take around 3-4 weeks. Bear this in mind when submitting your application so you don’t run into difficulty with your project timeline.

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