With an extensive knowledge into this type of funding, our business partners can offer competitive rates and work with the more complex cases. Can offer loans against UK residential or commercial property. This product is ideal for new start-ups, companies with a low turnover, or for companies looking for a larger cash injection.
Tell us how much you’re looking for, and what the business is intending to do with the funds.
Fill in app form and send back relevant info.
We will search the market for the most competitive offers for your business.
Approval within 24 hours.
Currently have an 85% acceptance rate
The money can be in your account within a matter of days.
Do I need to be a homeowner?
Yes, you need to be a UK property owner. Unfortunately we cannot look at overseas property at this moment in time.
What is your Loan to Value?
Typically our loan to value rates percentages are around 75% for residential properties (80% in London) and around 65% for commercial properties (70% in London).
Do I have to show a business plan?
No, due to the flexibility of our lenders you do not need to show a business plan, just a brief on what the money will be used for.
Can start-ups utilise this product?
Yes, if you have a Ltd business and a UK property to secure the loan against, this product can be utilised for start-ups.
How long do I have to repay the loan?
On a secured loan, you have up until 10 years to repay the loan.
What charges can you look at?
If the equity is available we can look at 1st – 7th charges on properties in the UK. However this is all dependent on the LTV and the equity in the property.
How quickly can this be arranged?
For a secured loan the whole process takes around 3-4 weeks. In comparison to a bank where the same process can take around 3 months, we will always strive to complete within a month.
Why not speak to someone, and see how much your business qualifies for?
Call us on 01371 870815, alternatively email us at firstname.lastname@example.org
T: 01371 870 815
Address: 104 Bellefield House, New London Road, Chelmsford, CM2 0RG
Registered in England: Trading under Timali Ltd
Registered Company No: 08401705